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EXCELLENT article. Congratulations, Laura Knight-Jadczyk. I have been following your serious, CONSTRUCTIVE, and important work for some time now....
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in this period where neutrinos from Sol are changing more than themselves we can recover our senses and make the US an economy that includes people instead of excluding them.
I suggest a way to save the American people and jobs while making our housing worth what the banks say it is.
I suggest that Mr Obama use his Presidential Directive and make all HUD and RD government loans conditional on passing an INFRARED scan that determines the house is holding heat and not subject to heat loss with a wind of 10 miles or more.
Such a simple requirement would have astounding repercussions. No longer would banks accept the false high value without any substance of proof. No longer would families be victimized by unscrupulous realtors and bankers by purchasing a house that cannot be reasonably heated.
Check the internet. Such INFRARED technology exists today as it is a spin off of war technology. And there are ex-soldiers who can competently use this technology to identify air leaks and lack of insulation. The house rehabbers then would have a foundation upon which to base their job success. No more guessing or hoping. The INFRARED scan would verify. Banks would then have a solid base for their loan, no more inflated prices due to the false economy.
It would create a bottom line so lacking in house reselling today.
Mr Obama, use your Presidential Directive to restart the American economy and put people back to work, allow families to keep their home which the myriad government forclosure slowing measures have not, give the HUD and RD a fantastic new measure for permanent value, and lead so that greedy banks would be forced to follow.
Save America for its families.