Society's Child
These banks have "historically been reliant on overdraft fees," he said, so they're "coming up with new ways to make up the difference." He said higher ATM fees and other rising costs penalize small depositors.
Nessa Feddis, spokeswoman with the American College of Consumer Financial Services, agreed there are "enormous pressures on banks because of lost revenue."
But she insisted that "most people don't pay ATM fees. Only non-customers who otherwise pay nothing to contribute to the cost of providing the ATMs pay the fee. That is fair because otherwise they are not contributing to the cost of providing the service."

An aerial photo, taken by small unmanned drone, showing the crippled Fukushima Daiichi nuclear power plant. From bottom to top, Reactors 4 through 1
The mother of one of the men has admitted that the group have discussed their situation and have accepted that death is a strong possibility.
"My son and his colleagues have discussed it at length and they have committed themselves to die if necessary in the long-term."
Nicolas Sarkozy, the French president, said the world needed international safety standards on nuclear power by the end of the year as fears surrounding the extent of radiation leaks in Japan continued to grow.
Mr Sarkozy, on the first trip by a foreign leader to Japan since the devastating earthquake and tsunami on March 11, said he would call a meeting of the G20's nuclear power watchdogs to discuss safety regulations. "We must address this anomaly that there are no international safety norms for nuclear matters ... We need international safety standards before the end of the year."
Dr Albert Odulele, 47, admitted indecently assaulting the boy and sexually assaulting the man during a hearing at Bexley Magistrates' Court on March 3.
Today at Woolwich Crown Court, in London, he was jailed for eight months and six months respectively, to run concurrently, and put on the sex offenders' register for five years.
As many as 1,000 bodies of victims of the destructive earthquake and tsunami that hit Japan's northern coasts on March 11 have been left untouched within the evacuation zone around the Fukushima nuclear plant, Kyodo News Agency reported on Thursday.
Police sources say the bodies have been "exposed to high levels of radiation after death."
On Sunday, high levels of radiation was detected on a body found in Okuma in Fukushima Prefecture, about 5 kilometers from the Fukushima Daiichi nuclear power plant.
Comment: According to JapanToday, the bodies are contaminated with such high levels of radiation that not only "The authorities are now considering how to collect the bodies, given fears that police officers, doctors and bereaved families may be exposed to radiation in retrieving the radiation-exposed bodies or at morgues", but "Even after the bodies are handed over to the victims' families, cremating them could spread plumes containing radioactive materials, while burying the victims could contaminate the soil around them."
The earthquake and a subsequent tsunami set off nuclear problems by knocking out power to cooling systems at the Fukushima nuclear plant resulting in radiation leaks.
It started when a random guest asked me where our lemon fish comes from, known down here as cobia. I asked our kitchen staff, and they finally received the answer from one of the higher up chefs; "It comes from the Gulf." My reaction, as a concerned server and coastal resident, was, "Are you serious? Why are we serving Gulf seafood?" They said, "The FDA said it is safe."
I started questioning and challenging this, knowing that the oil is still out there and the FDA testing procedures are inadequate. But I got no result. It was left up to me to warn my guests when they ordered Gulf seafood, and risk my job. I knew that sooner or later I was going to get in trouble with the casino, so I decided to resign and change my life so that I could make a difference.
My name is Laurie Gayle Lambert. I am almost 38 years old and I grew up on the Mississippi Gulf Coast. I watched beautiful Bay St. Louis and Waveland grow throughout my life. I moved away in 2003, then had to watch on TV from up North in Ohio when my hometown was devastated by Hurricane Katrina. I felt helpless. Now it is my time to help the Gulf Coast.
The one-year marker of our country's worst man-made disaster in history is coming up, and there is no recovery in sight. But the majority of our nation, including some of our local residents here on our Gulf Coast, thinks the BP oil disaster is all over. They are unaware and uneducated about the danger we are in now, from threats to our environment and health. Clean-up workers, average vacationers, and Gulf Coast residents (even those living 100 miles inland) are being affected, and most of them do not know it.
The Soreq Nuclear Research Center detected traces of radioactive waste in the air on Tuesday. Experts say that the insignificant concentration did not pose environmental or health risks.
Like many such centers worldwide, Israel's station for the detection of radioactive particles and gases in the atmosphere, established under the Comprehensive Nuclear Test Ban Treaty, discovered a tiny amount of nuclear waste emitted from Fukushima's failed nuclear reactors earlier this month.
The station in Soreq operates a high-capacity pump, which draws in air and filters it for particles. The filter is then examined in a radioactive waste lab. On Tueday, the lab discovered in the air sample traces of Iodine-131 with a concentration of 0.00005 becquerel per square meter.
But if criminal charges are filed against individuals involved in the disaster, it would be a rare event. An analysis of industrial disasters by University of Maryland law professor Jane Barrett shows that company managers are almost never charged in industrial accidents -- even in disasters that have killed more people than the 11 men who died in last year's explosion on the Deepwater Horizon rig.
"If they are large corporate entities, what has happened historically is the company pleads guilty, pays a fine and no individuals are prosecuted," Barrett said in an interview with AOL News. "The bigger the company, the less likely there will be individuals held accountable."

Workers clean booms stained with oil from the Deepwater Horizon spill in Waveland, Mississippi July 8, 2010.
To date, BP and its contractors have used more than 1.8 million gallons of Nalco Holding's chemical dispersants in the Gulf of Mexico in connection with the oil spill, according to the complaint. Nalco was also named in the complaint.
Lawyers said many plaintiffs, who were assisting in the effort to prevent oil slicks from reaching the shore, or cleaning oil spill residue from the beaches, came into contact with crude oil, chemical dispersants and other toxic chemical mixtures.
The complaint has sought unspecified compensatory damages from BP and the other companies involved in the clean up act. The lawsuit has also sought damages for medical screening and monitoring.
BP in London declined comment.
The Royal Canadian Mounted Police (RCMP) said 25-year-old Canadian citizen Mohamed Hassan Hersi was headed to Somalia to join al Shabaab, which police said is a hard-line Islamist group that has ties to al Qaeda.
"Al Shabaab is a listed terrorist entity," said RCMP Inspector Keith Finn at a press conference. "Any participation in that group would constitute an offense."
Hersi was arrested Tuesday evening at Toronto's Pearson International Airport, moments before he was to board a one-way flight to Cairo via London, the RCMP said. They said Hersi planned to travel to Somalia from Cairo.
Somalia has replaced Iraq as the state most at risk from terrorist attack, according to a ranking by global analysts Maplecroft.
Hersi appeared in a Toronto area courthouse on Wednesday, and was remanded to custody until Friday.