© Anadolu Agency/GettyStorm damage in Asheville, North Carolina
Many homeowners in North Carolina won't be insured against flooding or landslides due to the fragmented way in which disasters are covered.On Tuesday morning, five days after Hurricane Helene ripped through Boone, North Carolina, David Marlett was on his way to the campus of Appalachian State University. The managing director of the university's Brantley Risk & Insurance Center, Marlett was planning to spend the day working with his colleagues to help students and community members understand their insurance policies and file claims in the wake of the storm. He didn't sound hopeful. "I'm dreading it," he said. "So many people are just not going to have coverage."
Helene
made landfall southeast of Tallahassee, Florida, last week with winds up to 140 miles per hour, downing trees and bringing record-breaking
storm surges to areas along the Gulf Coast before charging up through Georgia. But perhaps its most shocking impacts have been on inland North Carolina, where it first started raining while the storm was
still over Mexico. At least 57 people
are dead in Buncombe County in the west of the state alone. Communities
like Boone received dozens of inches of rainfall despite being hundreds of miles from the coast. Waters rose in main streets, sinkholes and mudslides wreaked havoc, and major roads were blocked, flooded, or degraded by the storm.
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