Acting on orders from the U.S. Department of Education, a S.W.A.T. team broke into a California home Tuesday at 6 a.m. and reportedly roughed up a man - all because of his estranged wife's defaulted student loans. She wasn't there.

Yet, Kenneth Wright of the city of Stockton was grabbed by the neck by handcuffed before he and his three young children were put in a police car as the officers searched his house, he told ABC News10. He said he was in his underwear the whole time.

"They busted down my door for this. It wasn't even me," Wright told the local news station. "All I want is an apology for me and my kids and for them to get me a new door."

Local police were reportedly not involved in the incident.

Watch the video, via ABC News10.